Unicorn Early Stage Banner

Unicorn Early Stage Offer Top Banner

Some banks see a balance sheet. We see a unicorn in waiting.

Today’s high-growth startups need a banking partner that understands how the startup lifecycle unfolds – and what it takes to bring an idea on paper to life.

Here’s how CIBC Innovation Banking can help your business plans unfold.

Bunk banking fee
  • Checking account2 with no maintaince fees for two years
  • Convenient digital bakning3
  • Free wire transfers4
Put your surplus to work
  • Earn More on your surplus cash with our Money Market account
  • Competitive rates on deposites5
Get your Brex corporate cards in hand
  • Fast on boarding, no founder guarantee required
  • Easy integration with your existing accounting software
  • Real-time tracking and reporting
  • 24/7 fraud protection

Products and Services are offered by CIBC Bank USA. Condition apply. See reverse for details

Unicorn Early Stage Offer Middle Banner

High growth companies need a different kind of fuel. Let’s connect:
Sean Shillington

Innovation Banking


Unicorn Early Stage Offer Bottom Banner

1 As of Dec 13, 2023

2 Free checking available for up to two years from account opening on included services and thereafter will be subject to an account maintenance fee of $33 per month plus other applicable fees. If expanded or additional account and banking services are needed by a company during the first two years, outside of what is included with the Startup checking account and related services offering, these will be available only through a checking and banking account solution outside of the Startup checking account product, and subject to both applicable standard services fees, and a monthly account maintenance fee. Transactions processed, such as for overdrafts, NFSs, returned and collection items will incur a fee as described in the Schedule of Fees. CIBC does not provide a complimentary order of check stock. Eligibility requirements apply for Mobile Deposit.

3 Data rates may apply. Please check with your wireless carrier for details.

4 Up to 5 outgoing domestic wires, international wires, and incoming wires per month.

5 Money Market Accounts (MMA) are interest-bearing accounts unless otherwise stated. The initial rate is available for deposit balances of up to $4,000,000.00. If the Early Stage Money Market Account deposit balances exceed $4,000.000.00, the rate on the entire Early Stage Money Market Account balance will be reset to a rate at the bank’s discretion. The APY or interest rate depends on the tier associated with the amount deposited in the MMA. You must deposit and maintain the applicable account balance to earn the disclosed APY. Please refer to the Deposit Agreement and Disclosure Statement issued at opening and any updates thereto for more details. Changes to the interest rate and APY on the MMA are at our discretion and are reflected in your account statement. Interest is calculated daily and credited monthly to the account. If you close your account before interest is credited for the month, you will not receive the accrued interest during the month the account is closed. Applicable fees, including those contained in the Product Sheets and Schedule of Fees and Charges provided at account opening, could reduce earnings on the account. Account maintenance fees may apply for each month your balance falls below a disclosed minimum.

Member FDIC.

Loans are subject to credit approval.

The CIBC logo is a trademark of CIBC.